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Richard Komisars III is Of Counsel with RJS LAW. Since 2008, Mr. Komisars has focused his law practice on representing debtors in Bankruptcy Court. Admitted to all four district Bankruptcy Courts located within California, Richard Komisars III works directly with clients throughout the state.   Under the Bankruptcy Code, he helps debtors get a financial fresh start by wiping out debts owed for credit cards, medical bills, income taxes owed to the Internal Revenue Service (IRS) and California Franchise Tax Board (FTB), and overpayments owed to the Employment Development Department (EDD).

As an experienced bankruptcy attorney, Mr. Komisars helps his clients determine if a particular IRS or FTB income tax debt may be dischargeable in bankruptcy and whether any waiting periods remain before bankruptcy should be filed to maximize tax debt relief.

Mr. Komisars is passionate about helping debtors get relief from their personal and business debts, and is available to answer your bankruptcy questions. He is highly qualified to advise as to how a chapter 7 bankruptcy may quickly wipe out debt. Additionally, he can thoroughly explain how a chapter 13 bankruptcy may save your home from foreclosure and car from repossession. Working with Mr. Komisars, clients often pay as little as zero cents on the dollar to unsecured creditors using a 3-to-5-year repayment plan.

Based upon specific financial circumstances, Mr. Komisars will inform you of your legal options and available strategies. From pre-bankruptcy planning to filing, Mr. Komisars collaborates with clients to avoid costly mistakes which could affect your ability to protect  assets and obtain a favorable discharge of debts in bankruptcy.

Mr. Komisars is a native San Diegan. He earned his Juris Doctorate from California Western School of Law. Prior to law school, he earned his Bachelor of Science in Business Administration (Marketing) from San Diego State University. He enjoys spending his free time with his wife and newborn son.

We are a bankruptcy and debt relief agency.  We help people file for bankruptcy under the Bankruptcy Code.

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