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Bankruptcy and Debt Settlement
RJS LAW provides guidance for people and businesses in all aspects of bankruptcy and debt settlement. With more than 18 years of business experience and numerous trusted relationships in San Diego and throughout California, RJS LAW will help you through the filing for bankruptcy process.
Filing for Bankruptcy
Filing for bankruptcy may provide solutions to debt burdens through discharge or the creation of repayment plans and most individuals and businesses facing serious debt issues are eligible for bankruptcy relief.
Officially known as Title 11 of the United States Bankruptcy Code, bankruptcy matters are classified into various Chapters within the code depending on the type of relief sought.
All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code.
Most bankruptcies fall under the following Chapters:
- Chapter 7: Typically provides relief from ordinary unsecured debt such as credit cards.
- Chapter 11 and Chapter 13: Typically provide for reorganization allowing the restructuring of certain types of debt and the creation of repayment plans while providing court protection from creditors for you and your property.
- Other Chapters are available to address specific industries and needs.
- See Bankruptcy Basics for more information.
With strong and trusted relationships with University of San Diego, USD School of Business and USD School of Law RJS LAW is well known in the San Diego community and our experienced bankruptcy attorneys will help and advise you as to your options, the overall process, and reasonable outcomes.
Please contact us for more information about bankruptcy and debt settlement. RJS LAW is an honest, ethical and trustworthy law firm that can guide you through the process. Call for a complimentary case evaluation (619) 595-1655.
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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