Start Your Life Over Again – Get Out Of Debt!
RJS LAW provides guidance for people and businesses in all aspects of bankruptcy and debt settlement. With more than 18 years of business experience and numerous trusted relationships in San Diego and throughout California, RJS LAW will help you through the bankruptcy filing process.
Meet Our Professional Bankruptcy Team
Filing for Bankruptcy
Filing for bankruptcy may provide solutions to debt burdens through discharge or the creation of repayment plans and most individuals and businesses facing serious debt issues are eligible for bankruptcy relief.
Officially known as Title 11 of the United States Bankruptcy Code, bankruptcy matters are classified into various Chapters within the code depending on the type of relief sought.
All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code.
Most bankruptcies fall under the following Chapters:
- Chapter 7: Wipes out most debts without repayment.
- Chapter 11: Typically provides for reorganization allowing the restructuring of certain types of debt and the creation of repayment plans while providing court protection from creditors for you and your property. Sole proprietors often find chapter 13 to be most advantageous.
- The New Subchapter 5 of Chapter 11: Offers a simpler reorganization bankruptcy to small businesses, including corporations, who would not be eligible for a chapter 13.
- Chapter 13: A reorganization of debt for individuals and sole proprietors. Save your home from foreclosure. Pay as little as zero cents on the dollar to unsecured creditors for debts like credit cards.
- Other Chapters are available to address specific industries and needs.
- See Bankruptcy Basics for more information.
With strong and trusted relationships with University of San Diego, USD School of Business and USD School of Law RJS LAW is well known in the San Diego community and our experienced bankruptcy attorneys will help and advise you as to your options, the overall process, and reasonable outcomes.
Please contact us for more information about bankruptcy and debt settlement. RJS LAW is an honest, ethical and trustworthy law firm that can guide you through the process. Call for a complimentary case evaluation (619) 595-1655.
We are a bankruptcy and debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.
Our Downtown San Diego Location has plenty FREE parking underground in building Map & Directions